حمد عبد الحسين راضي الخالدي. “The Impact of Internal Factors on the Return on the Loan Portfolio and Credit Facilities in Commercial Banks - an Applied Study in a Sample of Iraqi Private Banks for the Period 2000-2008”. Iraqi Journal for Administrative Sciences 6, no. 24 (November 29, 2024): 147–168. Accessed January 19, 2025. https://mail.journals.uokerbala.edu.iq/index.php/ijas/article/view/2730.