منار حيدر علي, عقيل علوان محسن, and عبد المهدي رحيم حمزة. “The New Directions of the Banking Industry in the Context of Financial Globalization and Its Role in Enhancing the Dimensions of the Pioneering Orientation of Banking : Applied Study in Rafidain Bank - Karbala Branch”. Iraqi Journal for Administrative Sciences, vol. 16, no. 64, Aug. 2024, pp. 232-6, https://mail.journals.uokerbala.edu.iq/index.php/ijas/article/view/2179.