حمد عبد الحسين راضي الخالدي (2024) “The impact of internal factors on the return on the loan portfolio and credit facilities in commercial banks - an applied study in a sample of Iraqi private banks for the period 2000-2008”, Iraqi Journal for Administrative Sciences. كربلاء، جمهورية العراق, 6(24), pp. 147–168. Available at: https://mail.journals.uokerbala.edu.iq/index.php/ijas/article/view/2730 (Accessed: 19 January 2025).