Alwan Al-Taei, Faisal, and Maysam Abdel Karim Mesir. 2024. “ The Effect of Predicting Financial Default on Improving Stock Returns: The Effect of Predicting Financial Default on Improving Stock Returns”. Iraqi Journal for Administrative Sciences 18 (74). كربلاء، جمهورية العراق:30-61. https://doi.org/10.71207/ijas.v18i74.1832.